All reviews


100% Would buy here again

Reviews, complaints & experiences Write a review

Read independent reviews, consumer experiences, feedback and complaints right here! Get to know the best shop place your (online) order. Everybody together now decides which shops are worthy and which aren't!

All reviews (0)

  • No reviews yet!

    Find companies you have experience with and write reviews about them! Your reviews contribute to a more transparent market and improve the reliability of companies.

Others also viewed

Credit Sesame brand logo for reviews of financial products and services

Credit Sesame

23 reviews

Credit reports can influence our lives in immensely powerful ways. Whether you can get a loan to purchase a house or start a business can be entire...

CreditFirm.net brand logo for reviews of financial products and services


8 reviews

Individuals all over the world tend to take credits from one place or even several places to meet their monetary hunger. For several reasons, there...

CreditCollege brand logo for reviews of financial products and services


6 reviews

Generally speaking, marketing is divided into two, traditional marketing that have to do with advertising through conventional media, and online ma...

CreditRepair.com brand logo for reviews of financial products and services


4 reviews

With hundreds of thousands of credit repair companies conducting business across the country, investing in the right one can sometimes be a dauntin...


Are you exploring for a digital, creative and bold banking solution with the tools you need to grow your business plus new ways to grow your wealth and take you closer to attaining your goals? Will ufbDirects' cost-effective, branchless online banking model be ideal for you? Read Online reviews which is a platform for customers to highlight their grievances and commendations if any for different products.

About ufbDirect.
It was established with the sole purpose of organizing and operating a cost-effective internet-based bank. Its parent company being Axos Bank was founded in 1999 by Jerry Englest and Gary Lewis Evans and was among the first digital banks. Before rebranding in 2018, it was earlier known as Bank of Internet USA which later changed to Bofl Federal Bank in 2011, with its HQ in San Diego, California.

Products and Services of ufbDirect.
They offer savings, money market accounts and loan services varying from personal loans, auto loans, business loans, and mortgages. With their mobile banking app, you are able to save time while paying bills and have flexible transfer options 24/7. Their accounts are insured with $250,000 a maximum allowable limit per depositor plus online safety is guaranteed, you have to register or log in on their website so as to access their services.

Compliments, Complaints, and Tips for ufbDirect.
What are some of the challenges you have encountered while banking? Was the financial institution helpful through its customer support? Your feedback will offer insight to customers.

Things you should consider before taking out a loan!
What would you do when life gets rough and you can’t afford paying your bills? Will you borrow money from friends, family or take out a loan? Even when life is great, keep the rainy days into account, no matter how long the good time lasts.  

And when life gets financially tight and hard, if it so happens that you did not save up? What would you do without emergency savings? 

Well, you are not the only one! In fact, debt levels are rising.  And did you know that most of us, in time of need, turn to personal loans when an emergency hits. Especially in a time of a health crisis, not many people are able to cover their medical bills in the US, or pay off their credit card debts

Before taking out a loan, you will have to be absolutely confident in your decision in taking a loan. However, if you are completely and you are sure you need a loan, then have a look our reasons to consider:

1. Ask yourself why you need a loan?

If you are considering taking out a loan, make sure that you know why and what you need to borrow money for!  You should only and always borrow money for an emergency. Only borrowing money for things out of your control, like emergencies, only then should you borrow money!

2. Do your research into the fees and expense of a loan
Many people regard their own back when they need a loan. However, your bank might not have the best loan for you. Therefore, it is advisable to do research online into other loan providers, you might get a loan with lower fees and better requirements. 

3. How much can you afford?

Can you afford taking out a loan? Despite needing a loan, you should think about more than just needing money right now! Paying off a loan is not just about monthly payments but the total amount you will have to pay back. Make sure you can afford to pay the monthly fee,
you don’t want to be late on paying off your loan.

4. Do you understand the terms of the loan?
Before signing for a loan, make sure you understand the terms! Sometimes, some people forget to read the small letters or blindly trust their loan provider and end up being surprised.

Therefore, make sure you understand the following before signing the papers on your loan and avoid additional fees or hidden costs;

  • Do you know how much the loan processing fee is? -Make sure you know what you are paying the lender. If you read anything about such fees, you can also ask the lender to waive the loan origination fee. 
  • What happens when you are not able to pay the fees? -Some lenders will charge you a fee when you are not able to cover your payment. Therefore, as mentioned before, make sure you can pay your installments. 
  • Want to pay your loan off earlier? -If you are able to pay off your loan early, make sure that it will not cost you extra money to pay off your loan early. This is also known as the ‘prepayment penalty’.
  • Don’t be late paying your payments! -Some lenders will charge you a fee if you are late paying your payments and this will hurt your credit score. Therefore, make sure you can afford to pay your monthly payments!

5. Be financially smart from a young age!

If you start saving money at a young age and you want to borrow money when you are older, you will be able to enjoy low rates and payments. If you have a bad credit score, then you will have to pay back much more compared to when having a good credit score.

Therefore, find out what your credit score is before taking out a loan and analyse if you can afford to borrow the money. In addition, if you can improve your credit score before taking out a loan, then improve your credit score first!

And for those that are considering taking out a loan, have a look at online reviews about lenders before you make a decision. Online reviews could uncover hidden fees or other important things you should know about loans and lenders.

Here is a shortlist of lenders who have a good rating based on reviews: