It has been the recent time when I have refinanced my private student loans with Citizen’s Bank through Credible. My experience with Credible was amazing and they made the process very effortless. They were able to find me, lenders, with very low rates, which I easily compared to quickly save me thousands of dollars. The process was quick, easy, very straightforward, and I was able to get my loan approved in a few days with no hiccups. The communication was excellent. I would recommend Credible to anyone looking to refinance their student loans. Also, they have pretty great reputation when it comes to loans and easy repayment structures.