Figure Home Equity - Overall Rating based on 20 reviews

95% Would buy here again

Featured Reviews

Most relevant positive review

  2024-05-05
HELOC loan approval

The interface was really easy to use and I was able to get around it quickly. It gave me clear feedback every step of the way. When I found out that my HELOC loan was approved, ... Read onBy: Runte

Most relevant negative review

  2024-05-07
Delayed fund access

I was really let down by the service I got from this company. I applied for a loan thinking I'd get the money in 5 days, but it actually took 12 days. Because of this delay... Read onBy: kiel

Review with most votes

  2023-10-27
Quick and easy home equity loa

The process was so easy and quick. I just connected my IRS income info and uploaded my bank statements online, so I didn't have to go in for an appraisal. Plus, the fees we... Read onBy: Stiedemann

Reviews (20)

  (16)

 (3)

  (1)

  (0)

  (0)

  • No reviews yet!

    Find companies you have experience with and write reviews about them! Your reviews contribute to a more transparent market and improve the reliability of companies.

  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    Delayed fund access

    I was really let down by the service I got from this company. I applied for a loan thinking I'd get the money in 5 days, but it actually took 12 days. Because of this delay, I missed my chance to hire a contractor to install an RV garage because they were all booked by the time I had the money. I had to restart the whole process, causing more delays and making me very frustrated.


  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    HELOC loan approval

    The interface was really easy to use and I was able to get around it quickly. It gave me clear feedback every step of the way. When I found out that my HELOC loan was approved, I felt more confident about my financial future. Now I can combine all my unsecured debt at a lower APR.


  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    Fast home equity process

    Everyone was really helpful and the process went super quick. The only issue I had was with the application, but that got resolved after a couple of days. Besides that, everything was perfect! I highly suggest this place if you want to avoid wasting time waiting around. There are no long appraisal waits or weird fees, just a fair price. I'm excited to start making some home repairs now, all thanks to this place!


  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    Easy Home Equity Solution

    I was so over getting bombarded by all these pushy HELOC providers, but then I found this company and thought, why not give them a try. Man, let me tell you, the whole process was a piece of cake compared to what I've dealt with before, and their customer service was on point. I loved how quick everything was, no waiting around, and I got my money in just 5 days without any headaches.


  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    Financial support

    When I needed some help with money, Figure really came through for me. They gave me a way better interest rate than my own bank, where I've been a customer for like forever. The whole thing went really smoothly and fast, and I'm super happy with how they helped me out. I definitely suggest checking out Figure if you need some reliable financial support.


  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    Home equity application process

    The process of applying for a home equity loan was super fast and easy. I did everything online, and the questions were simple and clear. They moved things along quickly, which I really liked, and it all felt smooth. Although, there were a couple of bumps in communication when it came to the release date of the funds and who was in charge once everything was funded. It wasn't a big deal, just a little confusing. Overall, I'd suggest this service to any homeowners who want good rates and fees for a home equity loan.


  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    Home equity loan experience

    This company was amazing! Everything from applying to getting approved was so easy. I never had any issues talking to someone, and they always answered all my questions. And I got my money really quickly after signing everything. I definitely recommend this service to anyone in need of a home equity loan.


  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    Second time using HELOC loan

    This was actually my second time using the HELOC loan service in the last three months. I have to admit, I'm pretty impressed with how fast and efficient the whole process is. It's way easier than dealing with regular banks or credit unions - no red tape or unnecessary headaches. Figure really gets you a good deal on your property without any extra trouble. If you're looking for a HELOC loan, Figure is definitely the way to go.


  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    Quick approval and funding process

    After getting turned down by a bunch of banks because of my debt compared to income, I was so happy to stumble upon this company that gave me the green light in no time. With over $450k in equity in my home, I was desperate to find a way to pay off my debts, and I hit the jackpot here. Even though my credit score is top-notch, other places were turning me away until this company came through for me. The whole process only took a week, including the weekend, and now I'm saving over $7000 every month on payments thanks to this loan. I definitely recommend their services to anyone who needs a quick and efficient Heloc solution.


  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    Home equity loan experience

    I was thinking of consolidating some debt and wanted to tap into the equity in my home. After checking out a few different lenders, I found one that really streamlined the whole process and offered better rates than the others. I'd definitely suggest this company to anyone looking to get some cash out of their home.


  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    Simple online loan process

    I really liked the online loan process because it was super easy to use and convenient. The whole thing, from filling out the application to getting approved and getting the money, went really smoothly. The interest rates were fair and I had some flexibility with the repayment terms. I chose a shorter repayment plan that still worked for my budget. All in all, it was a great experience and I have no complaints.


  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    Easy and fast online application

    Oh my goodness, filling out the application online was amazingly fast and easy! I didn't even have to deal with talking on the phone, plus they didn't make me jump through a bunch of hoops like gathering a ton of extra paperwork or having a home inspection done. All I had to do was show my income, they offered me a great rate, and I agreed. After that, they sent a notary to my house on a Saturday to help me sign the papers, and I received my money really quickly. I highly recommend this service and will definitely use it again!


  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    HELOC application process

    My spouse and I were looking for a HELOC and after checking out different companies, we ended up going with Figure because they were the best fit for us. The whole process was super easy and fast, and we got our money without any issues. We were really impressed with how smooth and simple it was to work with Figure. We would definitely think about using them again down the road.


  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    Home equity loan

    So, I got this home equity loan and it was honestly a pretty decent experience. I mean, I knew what I was getting into because I had used their services before. But man, let me tell you, the application process hit a few bumps that they didn't warn me about. I had to hit them up twice just to get things moving again. The approval and closing parts went smoothly, but in the middle, I was left hanging with zero communication or updates. I had to be the one to call them all the time, and forget about getting a response to my emails.


  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    Home equity loan application

    I just went through the process of applying for a home equity loan and ran into some problems with the notary stuff. My husband and I had a hard time keeping things running smoothly, mostly because he's not great with technology. But the people we dealt with were really nice, understanding, and super professional. They really went out of their way to help us out and make sure everything went well with our application. Even though we had a rough start, we were really happy with the great customer service we got.


  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    HELOC application

    Getting a HELOC was so simple! The online process was super easy, except for dealing with the notary docs (thanks a lot, state regulations). I would absolutely suggest it to anyone looking for a different kind of application. Can't wait to see how the rest of it goes!


  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    HELOC application

    I was on the hunt for a HELOC for my rental property and stumbled upon this company I had never heard of. I decided to give it a shot and the process was a breeze. No crazy requirements or anything. Can you believe that in just 6 business days, the funds were sitting in my account? That's pretty speedy, huh? And the rate they offered me seemed fair, so I didn't feel like I was being taken advantage of. Everything went super smoothly and I was one satisfied customer.


  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    Home equity loan process

    The whole process went really smoothly from beginning to end. I got approved and got my funds in just 7 days, which was amazing. The only delay was on my end because I couldn't meet with the notary right away. The communication throughout was excellent and super clear. I had a question at one point and when I called, it was answered right away. I definitely recommend this company to anyone who needs a great company for equity loans.


  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    Quick online loan

    I was looking to get another personal loan but turns out they only offer HELOCs now. So instead, I ended up getting a small loan without tapping into all my equity. This was my second time working with them, and honestly, it's been smooth sailing both times. They're super easy to deal with, quick at getting you the funds, and everything can be done online. I'd definitely recommend them!


  • Ordering

    Service

    Pricing

    Delivery

    Would buy here again
    Overall

    Quick and easy home equity loan process

    The process was so easy and quick. I just connected my IRS income info and uploaded my bank statements online, so I didn't have to go in for an appraisal. Plus, the fees were way lower than other options I looked into, so it was a smart money choice. And I liked that I could talk to real people on customer service for help with any questions I had.