Payoff Reviews

: 12
92% Would buy here again

Most relevant positive review

  2024-04-02
Debt consolidation
The debt consolidation service I got really saved me when it came to my money situation. I was ha...Read on
Esther

Review with most votes

  2021-09-12
Great Collections
Very easy to get a personal loan Terms and conditions are as common as some other lending agencie...Read on
Rebecca

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    Great Collections

    Very easy to get a personal loan Terms and conditions are as common as some other lending agencies I personally appreciate for providing financial help on low credit score of users 660 score is less then average credit score even I got loan Didn't expected I could be considered
    Processing time is also fine within seven days time credited account
    Yes there are some basic requirements for applicants that is very much understood Can't say why these requirements A very good goodwill in market all based on their easy terms At least something they should have before giving loan a big amount always and they have right to know how will return back


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    Consumer loan experience

    As a person working in finance and someone who's had a few consumer loans before, I gotta say, a lot of companies out there don't have websites that break down loan info very well. It can be hard for customers to keep track of their payments and balances. But let me tell ya, when I tried out this company's loan, I was really impressed. Their service is simple, professional, and accurate. They lay out all the info you need right from the start, no hidden fees or tricky terms. It's a time-saver and gives me peace of mind knowing exactly where my money's headed.


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    Debt consolidation loan

    I was dealing with a bunch of credit card debt and couldn't get a loan from anyone else. But Payoff really came through for me and hooked me up with the help I needed to get a handle on my debt. The customer service was top-notch, the application process was easy peasy, and handling my account has been a breeze. Every time I make a payment, I can see myself getting closer to being debt-free. I definitely suggest Payoff loans to anyone dealing with the same kind of situation.


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    Debt consolidation

    The debt consolidation service I got really saved me when it came to my money situation. I was having a hard time trying to pay off my credit card debt, especially with those crazy high-interest rates from another credit card company. But thanks to the debt consolidation service, I was able to lower my payments and interest rate. It gave me a breath of fresh air and finally let me start making some real progress in paying off what I owe.


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    Pre-approval process

    I had a great experience with the customer service support I got while getting pre-approved. I chatted with advocate BRIANA and she was super helpful and knew her stuff. Now I'm just waiting on final approval, but everything has been good so far. I liked how respectful and professional the staff was when I had questions. Thanks, and I hope for a speedy approval so I can work with you soon!


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    Debt relief solution

    I was actually really close to being homeless because of all this debt I had piled up, but let me tell you, this company totally saved me. Just when it seemed like there was no way out, they came through with a solution that not only got my credit card debt under control but also boosted my credit score big time. I can't thank them enough for guiding me through such a rough patch in my life.


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    Loan experience

    This was actually my second time getting a loan from this company, and let me tell you, I was pretty impressed. The whole process was super easy and simple, which I liked a lot. The interest rates were good, and I didn't feel like they were trying to force me into anything like some other loan places I've been to. Overall, it was a good experience and I would definitely think about using their services again down the line.


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    Getting a loan

    I tried for ages to get a loan after my parents split up. No one wanted to help me because of my credit, but then I found this one place that didn't even care about it! I can schedule my payments so I don't miss any, which is pretty neat. The interest rate is a bit high, and I wish I could pay every two weeks, but still better than other options I looked into!


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    Simple, flexible loan

    This loan was so easy to understand and fit right into my financial situation. I never felt like I was struggling to pay it back, and I could even make extra payments if I wanted. The customer service team is amazing - they always respond quickly to emails and calls, and they're super friendly, patient, and never make you feel rushed.


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    Debt consolidation loan

    The application process was super easy and fast. I was approved for a loan in just 2 minutes and there were no origination fees. The interest rate they gave me was amazing - it let me consolidate my credit card debt from 23.99% APR to 5.99% APR. Now I'm set to pay off all my debt in just 24 months.


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    Loan payment system

    I had a really annoying experience with the payment system for my loan. When I tried to make my monthly payment, I realized that I couldn't make any extra payments online to pay off the principal faster. This made it hard for me to reduce the amount of interest I would end up paying. If I wanted to make any additional payments or pay more on my loan, I had to send in separate payments by mail. It felt like the company was just trying to make more money off of their customers by making it inconvenient for us.


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    Big company

    I was hoping they would approve me sooner, but I ended up going with a different agency. Maybe I'll give it another shot down the road. Huge thanks to the team. Take care, Ali Nour.


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