bunq23 reviews

100% Would buy here again

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Most relevant positive review

  2024-05-11
Mobile banking app

I've been using this mobile banking app that is seriously one of the best ones out there. It's got all the tools I need as a customer and it's super convenient an... Read onBy: Henry

Review with most votes

  2021-11-22
Shoe

What more can I say than a big thanks to RAYLINK CYBER SERVICES for a great job done on my credit report. It was amazing how he boosted my score from 573 to 815 also deleted the... Read onBy: Ameliare Cora

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    Online banking experience

    I recently tried out a new online banking platform, but I ended up going back to my old fintech. The limit of only two withdrawals a month was a big hassle for me because I often need to tap into my savings for different expenses. Even though I liked the daily interest rates the platform offered, the withdrawal restrictions were a deal-breaker for me. On the bright side, I thought the app interface was easy to use and simple to navigate for managing my accounts. Plus, the customer support from the platform was really great - the reps were friendly and quick to help with any questions or problems. Even though I decided to go back to my old fintech, I think this platform has potential to succeed down the road.


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    Mobile banking app

    I've been using this mobile banking app that is seriously one of the best ones out there. It's got all the tools I need as a customer and it's super convenient and quick to use. I use it every day for all my banking stuff and so far, I haven't run into any big problems or gotten frustrated. Whether I'm transferring money or checking my balance, everything just goes really smoothly.


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    First time using a neobank

    Oh wow, I had never heard about these neobanks before, but I decided to give it a try. I'm completely new to finance, but this company really helped me out! At first, I was really worried they wouldn't have anything for me, but they had so many great services! I feel like a true adult now that I'm using this! So yeah, if you're new like me, definitely give them a shot!


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    Digital banking experience

    I've had a great experience with the customer service team at this digital bank. They're super polite and really helpful, always going the extra mile to fix any issues or complaints I have. I love how much they care about their customers. Plus, I feel like I'm getting the most bang for my buck with this bank. Their services and features are top of the line, and I'm happy with my overall digital banking experience. Makes me wonder if other digital banks offer the same level of customer service and value.


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    Online banking services

    I've really enjoyed using the online banking services they offer. It's been great for keeping track of my budget, easily moving money around, and seeing where my money is going. Even though not everyone is used to banking online, I think it's a super convenient way to handle my finances. I also think it's cool how they cater to travelers, it's definitely a handy feature for people who are always on the move.


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    Digital banking account

    When I first started using my new digital banking account, I found it a little tough to figure out. The mobile app was easy to use, but since I'm not really familiar with digital banking, it took me a little while to get the hang of it. Thankfully, the app had some navigation tips that helped me out, so I could check my balance and keep an eye on my spending. Now that I've gotten the hang of it, I feel more comfortable using this digital banking service and I definitely plan on sticking with it.


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    Banking review

    I think it's pretty awesome that this bank is expanding! I didn't realize there were global banking services before, but now I do! And I just found out that Western Union isn't actually a bank. I've been learning a lot here. I looked into their achievements on their about page and noticed they have plans to enter the US market. Since I travel a lot and make international payments, that's really exciting news for me. All in all, my banking experience here has been great. This bank is dependable, secure, creative, and really innovative.


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    Digital banking plans

    I heard about this digital banking company from a friend, so I thought I'd check it out. I was pretty impressed by all the different plans they offer. Some of them can get a little pricey, but there's also a free option, which is a nice touch. The mobile app is super easy to use and lets you manage your finances and plans with no problem. And it's cool that you can earn interest too. All in all, I'd say it's worth considering as a good digital banking option.


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    Online banking features

    I love the online banking options this service provides. The mix of cost and benefits really impresses me. Plus, all the helpful tools for making transfers, budgeting, and tracking expenses have made it super easy to handle my money. The user community is great too - I've gotten better help from other users than from the support team of similar services. There are a few little things that could be better, but overall, I'm really happy with this service.


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    Cool bank functions

    This bank is awesome! I've used their custom AI assistant, split bills with friends, shared my account with family, and it all works perfectly - no glitches! I'm definitely sticking with this bank for a while.


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    Digital banking, mobile app, strong community

    This bank is really up-to-date with its digital banking approach. I've seen a few banks like this before, but this one really stands out. They have a variety of plans, great customer service, and a cool blog called Bunq Together. Plus, their community is strong, which makes everything even better.


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    Mobile banking experience

    My time using this mobile banking app has been really eye-opening. I'm used to going to regular old bank branches, but this app has totally changed my perspective on banking. Now, I don't have to actually go into a bank for all my banking stuff - everything I need is right on my phone. The app is super easy to use, so I can easily find all the features I need with just a few taps. It's pretty amazing how technology has changed banking, and this app is a perfect example of that.


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    Banking plans

    I recently found this new bank that has different plans to fit different money needs. They have Easy Savings, Easy Bank, Easy Green, and Easy Money. What I liked was that all these plans come with a virtual card for shopping online, which is super convenient nowadays. But, I did notice that some plans, like Easy Green, have pretty high fees. I think if they lowered those fees, more people would be interested in the bank. But yeah, my overall experience with this bank has been good.


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    Savings account review

    I found it a bit challenging to open a savings account at this bank because of their strict Know Your Customer (KYC) process, but it was totally worth it, especially if you have a good amount saved up. They offer pretty good interest rates, and the earnings get deposited right into your account without you having to do anything.


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    Online banking services

    I've been using this online banking platform for a little while now, and I gotta say, I'm pretty satisfied with it. One of the big reasons I started using it was because of the interest it gives on my savings. Having multiple bank accounts with different iBan numbers has been super convenient for me. I also like being able to control my bank cards in the app, and the fact that it handles different currencies is a plus. The free cash withdrawals are definitely a nice perk, even though they used to allow more withdrawals before.


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    Online banking experience for our French company

    We've tried out a few online banks for our French company, and so far, bunq has given us the best user experience. Even though there are some limitations, like not being able to accept USD SWIFT payments into a EUR account, the customer support at bunq really impressed us. Their team worked hard on our issue until it was completely fixed, which is something we haven't seen much with online banks. On top of that, payments go through quickly, the web and mobile apps are easy to use and fast, and exporting data and finding specific payments is simple. Overall, bunq has been a reliable partner for our small business needing a European SEPA account.


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    Online banking services

    I tried out this online banking company that offers a bunch of financial services recently. I really liked how easy it was to handle my money without going to a bank in person. The mobile app they have is so different from any other finance app I've tried. At first, I was a bit unsure about using it, but once I checked out all the cool stuff it can do, I felt comfortable with it. They really get what their customers want and give services that work well for us.


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    International travel money saving

    When I was in Thailand recently, I needed a way to get money without paying crazy fees. I didn't check out the local options beforehand, but luckily I found out about bunq. I learned that I could take out money for free from Yellow and Krungsri ATMs using their platform, saving me from extra charges. I liked how clear their fees were, just a small conversion percentage. Bunq made my trip easier by being reliable and not sneaky with costs, so I could enjoy my trip without stressing about hidden fees.


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    Spending smart

    Hey guys, I wanted to tell you about this really awesome banking app that is getting a lot of attention right now. Personally, I'm all about saving money and this app really speaks to me. It has some really cool features like predicting your future balance and organizing your expenses to help you cut back on spending. And when it comes to saving, you can use it for all your transactions and still have a savings account with a great interest rate. Plus, with certain plans, you can even get cashback. It's really amazing!


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    All-inclusive banking solution.

    I'm really impressed with how this company has brought together the best parts of traditional banking and popular payment services in one easy-to-use mobile banking app. They've done a great job of combining the two, giving customers a complete and user-friendly banking experience. I would definitely suggest this banking solution to anyone searching for a modern and effective way to handle their finances.




About bunq

bunq

Mobile banking is a service offered by a financial institution such as a bank that permits its clients to perform financial transactions using a mobile device such as a smartphone remotely. Contrasting with the somehow similar internet banking that utilizes software that is typically referred to as an app, mobile banking is usually available to a client on a 24hour basis. The various financial institution, however, differs on the different types of accounts that can be accessed through mobile banking.

About bunq

bunq is a mobile bank that is built from scratch and is devoted to solving the wants and needs of a client. The company's story dates back to 2012 when CEO Ali Niknam, made up his mind to change the traditional banking system radically by launching bunq. The bank has since then been functioning in the banking world and yearning to have robust products.

Product and services of bunq

bunq provides its clients with a variety of services such as business & joint bank accounts and specializes in transaction accounts that encourage ease of use. bunq also provides its clients with cards they can utilize together with other bank accounts. These include the Green card and The travel card. bunq also has a variety of online financial services, which it offers mainly through its app. The app makes it possible for clients to open an account. One can open joint accounts, and premium accounts for a small fee charged monthly. The company also makes it possible for clients to split bills, make realtime payments, invest in green companies, and request money from friends.

Compliments, complaints, and tips for bunq

The company has expanded gradually through the years since it was founded in 2012. It got its official banking permit in 2014. By the end of the year 2015, bunq already had employed 60 employees. Today the bank has robust products and services. If you have used their products, leave a review on US-Reviews.

Things you should consider before taking out a loan!
What would you do when life gets rough and you can’t afford paying your bills? Will you borrow money from friends, family or take out a loan? Even when life is great, keep the rainy days into account, no matter how long the good time lasts.  

And when life gets financially tight and hard, if it so happens that you did not save up? What would you do without emergency savings? 

Well, you are not the only one! In fact, debt levels are rising.  And did you know that most of us, in time of need, turn to personal loans when an emergency hits. Especially in a time of a health crisis, not many people are able to cover their medical bills in the US, or pay off their credit card debts

Before taking out a loan, you will have to be absolutely confident in your decision in taking a loan. However, if you are completely and you are sure you need a loan, then have a look our reasons to consider:

1. Ask yourself why you need a loan?

If you are considering taking out a loan, make sure that you know why and what you need to borrow money for!  You should only and always borrow money for an emergency. Only borrowing money for things out of your control, like emergencies, only then should you borrow money!

2. Do your research into the fees and expense of a loan
Many people regard their own back when they need a loan. However, your bank might not have the best loan for you. Therefore, it is advisable to do research online into other loan providers, you might get a loan with lower fees and better requirements. 

3. How much can you afford?

Can you afford taking out a loan? Despite needing a loan, you should think about more than just needing money right now! Paying off a loan is not just about monthly payments but the total amount you will have to pay back. Make sure you can afford to pay the monthly fee,
you don’t want to be late on paying off your loan.

4. Do you understand the terms of the loan?
Before signing for a loan, make sure you understand the terms! Sometimes, some people forget to read the small letters or blindly trust their loan provider and end up being surprised.

Therefore, make sure you understand the following before signing the papers on your loan and avoid additional fees or hidden costs;

  • Do you know how much the loan processing fee is? -Make sure you know what you are paying the lender. If you read anything about such fees, you can also ask the lender to waive the loan origination fee. 
  • What happens when you are not able to pay the fees? -Some lenders will charge you a fee when you are not able to cover your payment. Therefore, as mentioned before, make sure you can pay your installments. 
  • Want to pay your loan off earlier? -If you are able to pay off your loan early, make sure that it will not cost you extra money to pay off your loan early. This is also known as the ‘prepayment penalty’.
  • Don’t be late paying your payments! -Some lenders will charge you a fee if you are late paying your payments and this will hurt your credit score. Therefore, make sure you can afford to pay your monthly payments!

5. Be financially smart from a young age!

If you start saving money at a young age and you want to borrow money when you are older, you will be able to enjoy low rates and payments. If you have a bad credit score, then you will have to pay back much more compared to when having a good credit score.

Therefore, find out what your credit score is before taking out a loan and analyse if you can afford to borrow the money. In addition, if you can improve your credit score before taking out a loan, then improve your credit score first!

And for those that are considering taking out a loan, have a look at online reviews about lenders before you make a decision. Online reviews could uncover hidden fees or other important things you should know about loans and lenders.

Here is a shortlist of lenders who have a good rating based on reviews:


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    Contact Information

    🌐 www.bunq.com



    Categories bunq

    Finance | Saving | Money Transfer


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    Seite online seit: March 26, 2020
    Letzte aktualisierung: November 29, 2024