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If you live in a big city and especially in the United States of America or the United Kingdom than you know how difficult it is to manage the rent in these cities. However, Lemonade has emerged to be a new player in the domain of renters and homeowners insurance. This is a very much new organization but it has received a lot of feedback from people. The traditional mold of insurance is broken by this organization and it provides people with a new method at low rates which ensures transparency and is also innovatiove enough to produce good results. Lemonade is reinsured and backed by giants of this domain such as the Lloyd's of London and this is why it has created so much buzz around. There are two sides to everything and simialr to that it has its pros and cons. It provides with a very affordable plan and depending on the needs or the area of the residence you may be entitled to give only $5 per month. It is very easy to understand and Lemonade processes all the claims immediately as they believe that it is crucial to have satisfied customers. However, services of Lemonade are available in only a few states and there insurance policies are only limited to the housing domain. It uses the peer to peer insurance model which is very much transparent and easy to keep track of. So if you live in a state where Lemonade services are available than you should avail their services and make life easier.