All reviews of F. Cummings
Review about: M1 Finance
M1 Plus perks
I've been using M1 for a while now and so far, my experience with their platform has been pretty good. However, I do think they could step up their game when it comes to the perks offered with M1 Plus. While I do like what M1 has to offer, I feel like they should bump up the spend interest rate for M1 Plus to make it a more attractive option. Also, the $125 fee for M1 Plus seems a little high given the perks currently available. It would be nice if M1 Plus included things like no trade windows, better credit card rewards such as 2% cash back, or more competitive benefits to justify the cost. The main perk of M1 Plus seems to be the borrow rate, but since I don't really use that feature, it doesn't really add much value for me. With other financial institutions offering great rates and perks, I'm starting to think twice about renewing my subscription to M1 Plus unless they lower the price or increase the spend rate.