They took all my private and personal information and then disqualified me! I have three car bank loans, 6 credit cards. All paid on time and in excellent standing for a couple of years now and they told me I'm not approved? Been at my residence for 7yrs. Switched jobs last year bit in the same profession, just to a different company. I have also an Afterpay account for a year with on time payment history and I'm declined? I also have a credit watch on all three of my credit bureaus, and no alert of a credit pull from this company. This tells me it's a scam and now they have my personal information! Time to go see a law enforcement officer over this one. BEWARE everyone!