All reviews of mike
Review about: Lemonade
renters
Do not expect to claim with them.
Though very cheap, it's a shame to call this 'insurance policy'.
it's at most, a way to satisfy your landlord.
We had an incident, their agents(multiple agents) use lame excuses, made up stories, and fine prints to deny a claim.
They will waste your 4 hours to put an initial claim, and another 4 fours to get inspections and reports from certified 3rd party then deny you based on some fine print, and based on ' weather condition on the day of inspection' instead of day of the incident. i thought they were joking at first, but now i think they are indeed joking, calling themselves insurance.I was seriously thinking about this for my homeowners insurance but after reading this I cannot chance it.
Glad I decided to do a review before buying. They say if it sounds to good to be true, it probably is!
I had a renters insurance policy, I had an Ipad that got broke due to a guest in the property. They will not approve any claim due to the fact it was someone else that did it, so now I'm out 600 on my ipad. they gave me some excuse that was not made clear! its good to know, someone can enter my apartment break everything and they wont do anything.
This is renters ins. It does not pay out for broken or lost items. It does pay out for STOLEN items. If you wanted ins for your Ipad you go to Squaretrade or when you but the Ipad etc it asks you if you want a warranty. This is what you use to claim a broken item not renters ins. No ins co that I am aware of pays for lost items
Please cancel my policy.
Thank you
Craig Huff 160 elmer cv kyle, texas 76039It does pay for broken items if broken by a covered peril. Negligence of a permitted user or guest apparently isn't a covered peril, but if a burglar broke it, I bet it would be covered. If it broke because of a fire, it would be covered.
A warranty doesn't cover breakage; it covers defects in the manufacturing (which might come to light because the item stops working during its normally useful life when used as designed).
I agree 100% with Mike. This is just a way to satisfy your landlord but it is not an insurance company. They will not pay your claim unless they feel like it.