Credit Sesame - Overall Rating based on 22 reviews
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Sesame banking account
Don't bother opening a Sesame banking account. They won't show you your transactions or send monthly statements. I'm over it since they started charging $10 a month. Forget that. Trying to get my statements before closing my account has been a total nightmare. Avoid Sesame banking if you want to save yourself some hassle.
Untrustworthy company
This company is not someone you should trust with your money. The people they hire aren't qualified and can be pretty rude. When you try to get help from customer service, all you get are canned responses that don't really address your concerns. They seem more focused on getting their paycheck than actually helping you out. It was a nightmare trying to close my account - they just ignored my requests, both spoken and written. To top it off, they let some fraudulent charges go through on my prepaid card, leaving me with a negative balance. It took them forever to finally close my account, and then they had the nerve to try to hit me with a monthly fee. This company is a total scam, and you won't catch me doing business with them again. Don't waste your time or fall for their lies.
Constant spam emails
They keep sending you a ton of emails every day, even if you never signed up or bought anything from them. This has been going on for years according to other people's reviews. The unsubscribe link is useless because you have to make an account just to stop the annoying emails. It's a complete scam.
Is it possible to hire a hacker to fix your credit score?
Yes, with the help of XAPCREDISOLUTION at gmail d0t c0m my credit report was fixed and my score increased with 258 points in less than a month. He also assisted me in securing a loan with a very low interest rate after fixing my credit score.
Subscription cancellation process
It's frustrating to have to reach out to support just to cancel a subscription, especially when it's not easy to find on the website. It can be unsettling to know that the company still has your card details and needs someone to manually turn off the service. As a customer, it's worrying to come across businesses that work like this because it makes you wonder about how reliable and trustworthy they are with your personal info.
Fraudulent charge resolution
My experience with this credit card company has been really disappointing. They promised to help me fix my credit, but it didn't happen. And when I tried to get help with a charge that I didn't make, they didn't take responsibility. I even showed them proof that I couldn't have made the charge because I was far away when it happened, but they still refused to refund me. It's not right how they treat their customers' money. I think people should think twice before using this company for their finances.
Missing Direct Deposit
I've been a loyal customer for years and never had a problem until now. I didn't get my weekly deposit and I've been trying to reach customer service for days with no luck. This lack of communication is not okay and it's making me feel frustrated and unsure about where my money is.
Unauthorized account creation using my email address
I just found out that someone made an account using my email without asking me. I keep getting annoying spam emails from them and I've tried reaching out asking them to delete the account, but they're ignoring me. What they're doing is totally against the law and they should get fined for it.
Unauthorized fees
After I opened an account with this company, I found some sneaky fees that nobody told me about ahead of time. They haven't said a word to me about it since. I think they might've tried to slide those fees in the fine print after the fact. I'm thinking about hitting them up with a complaint to the CFPB and BBB, and maybe getting in on a class action lawsuit to sort this mess out.
Credit monitoring service
The credit monitoring service I got was not great. I thought the platform was confusing and hard to figure out, and it didn't give me much useful info about my credit score. On top of that, the customer service was no help at all when I tried to get some answers. Overall, I was really disappointed with the whole thing and wouldn't suggest it to anyone else.
Credit monitoring service review
I tried this credit monitoring service recently and let me tell you, it was a total letdown. They kept hounding me with emails asking for personal info, and then they turned around and sold it to other companies! And to top it off, some of those companies were straight-up scamming people - not cool at all. I would steer clear of getting any credit cards through this service, especially with Mission Lane, because of their dishonest practices.
Card issues
I had this credit card that was supposed to boost my credit score, but it ended up being a total disaster! Everything was going okay in the beginning, but then they suddenly stopped covering my purchases. It felt like they completely forgot about me! Plus, they added some negative stuff to my credit report, which is definitely not cool. And when I decided I was done with them, my credit score took a nosedive. Ugh, that company was the absolute worst!
Sesame Cash ATM Down
Ugh, I tried to use the ATM at Sesame Cash, and it's been broken forever! They keep blaming it on an "IT issue," but I can't even get my money. It's really not cool because now my other bills are overdue, and I'm super stressed about it. Also, when I attempted a bank transfer, it just kept reversing, and they told me to contact my bank. But my bank said they didn't receive anything from Sesame Cash. It's like they're messing with our money and not letting us access it! So frustrating!
Credit improvement service
I wanted to give this credit repair service a shot after getting let down by two other companies that didn't come through. It's been over 6 months now and it's pretty obvious that some of these credit repair companies don't really have what it takes. I'm starting to believe that maybe handling your own credit repair is the better option.
Credit building savings account
If you're thinking about using this credit building savings account to boost your credit score, I'd suggest reconsidering. I put in $75 and got an extra $10 as a promo, but then my account got hacked through PayPal Canada. The hacker managed to spend $84.82 and when I reached out to PayPal Canada, they said they looked into it and closed the case in just two days. The security on these accounts is pretty weak, which makes it a risky choice for improving your credit score. Based on my time in Washington, D.C., I'd recommend steering clear of this service.
Credit score tracking
My experience with Credit Sesame was just okay. I wanted to see how my credit score was doing and maybe get a better idea of where I stand financially. But when I checked, I was kind of let down to see that my Transunion score didn't match up with what other services were telling me. It made me doubt if I could really rely on the info from Credit Sesame. Even so, I'll still keep using it along with other tools to work on fixing up my credit.
Fraudulent activity on account
I just went through a tough situation where someone got access to my account and stole over $400 from me in no time. It happened with two Indian companies. It was a real pain to contact customer service and when I finally did, all they did was cancel my card. They didn't really give me any guidance on what to do next which was super frustrating. It took forever to get it all sorted out.
Account security issue
Man, let me tell you, this company is full of shady characters with the worst security in place. I went and deposited some cash, and now my account is locked up tight. Can you believe how low they'll stoop? It's just plain absurd that they can keep on doing this kinda stuff without any consequences from the authorities. To me, they're nothing but a bunch of thieves and I'm crossing my fingers that karma catches up to them real soon.
Credit Repair
Bouncing Back From Bankruptcy!
Bouncing back from bankruptcy can be a bit dicey! I filed chapter 7 a year ago, my assets were liquidated and used to settle most of my debts, while most of the remaining debts were discharged. I found out to my dismay that my credit score had dropped drastically. I tried almost every card company but didn’t get approved, some interest rate were so outrageous that I had to decline. I was practically living from hand to mouth. A neighbor of mine recommended METRONET CREDIT SOLUTION a credit specialist who had helped him in the past. I contacted them and they helped me remove all the negatives from my credit report (including bankruptcy)! And raised my credit score to 700s across all three bureaus and also gave me guidelines to maintain my credit score. I’m so happy and grateful to them for this great help. I’m recommending their services as promised to anyone in need of credit related assistance. You can reach them via Whatsapp: + 1 6 2 6 5 1 4 0 6 2 0.BEST CREDIT COMPANY
PINNACLE CREDIT SPECIALIST is an awesome company and offers very services! All my negative items are gone within 48 hours from my credit report. PINNACLE CREDIT SPECIALIST helped me delete all the errors from my credit reports, also increased my credit score from 516 to 813. They also cleared all my credit card debts including student loans from my report. (You can search them on Google). Very considerate in price and moreover.
Review with most votes
Superb
I had a slight bad score which affected badly on loan i was seeking. With the help of credit sesame, i get the loan easily also the team help me to uplift my credit score too Read onBy: Nyla Joanson