Earnin Reviews

: 21

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24% Would buy here again

Most relevant positive review

  2024-03-04
Emergency cash assistance
I never would have thought that it could be so simple to get some help between paydays. I was rea...Read on
Mustafa

Most relevant negative review

  2024-05-26
Cash advance service
As someone who used to think this cash advance service was helpful, I've now seen how sneaky...Read on
sunny

Review with most votes

  2024-01-16
Pay advance service
I've been using the pay advance service for a few years now and it's been a real lifesa...Read on
O'Kon

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    A Game Changer for Financial Management

    I've been using Earnin for a few months now, and I have to say I'm pretty impressed. The app makes it incredibly easy to access the money I've earned before my official payday. No more stressing about unexpected expenses or waiting for my paycheck to clear.

    Earnin operates by keeping track of your hours worked through the GPS on your phone or by manual inputs. Then, you can choose to cash out an amount up to $100 a day or $500 a week based on the hours you've already worked. It's great to have the flexibility to choose what I need and when I need it. Plus, there's no interest or hidden fees, which is a huge relief.

    One of the things I appreciate most about Earnin is its commitment to financial wellness. The app provides resources and tools to help me budget, save, and track my spending, all in one place. And, if I ever have any questions or concerns, their customer support team is always available and responsive.

    All in all, I highly recommend Earnin to anyone looking for a better way to manage their finances. It's made a big difference in my own life, and I think it could do the same for you.


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    Pay advance service

    I've been using the pay advance service for a few years now and it's been a real lifesaver. I really wish I had known about it earlier instead of relying on credit cards because it has saved me a lot of money on interest fees. Sometimes there can be a few hiccups if you switch phones, but in the end, it all gets sorted out smoothly. It's important to keep a close eye on your budget since you're basically borrowing from yourself. The fees they charge are fair, especially when you compare them to the extra costs of using a credit card. And when it comes to privacy concerns, in this digital age, you have to remember that personal info isn't completely secure no matter how you make payments. Overall, I'm super happy with this pay advance service and I love how it helps out the middle class.


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    Cash advance app review

    I think Earnin is a pretty good cash advance app. One thing I really like is that there are no fees for membership or subscription, which is a big bonus compared to other similar apps. You can also choose to tip $0 if you want, which I think is a nice touch. The only downside is that Earnin needs you to always have your location on to get an advance, which made me feel a bit uneasy. So, I changed my settings to only allow location when I'm using the app. Even with that change, the advances still worked fine. As for customer service, I've found the live chat support to be helpful and quick whenever I've had questions.


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    Emergency cash assistance

    I never would have thought that it could be so simple to get some help between paydays. I was really having a hard time trying to stay afloat financially and needed a bit of extra money to pay my bills. That's when Earnin really saved the day! The whole process was easy and clear-cut, and the customer service rep, Jennifer, was so great. She took the time to explain everything to me and made sure I was following along. It was such a relief to know that I could get the help I needed without any issues or feeling judged. Thanks, Earnin!


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    Cash advance service

    As someone who used to think this cash advance service was helpful, I've now seen how sneaky they can be. They set restrictions on how much I can transfer and tack on crazy fees that are way more than what I actually owe. It's clear they're up to no good. It's really troubling to see a company prey on people who are in a tough spot and looking for help. I think it's best to be careful if you're thinking about using this service.


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    Borrow money app

    I just wanna vent about this app I tried for some quick cash - it was a disaster! The whole thing was a hot mess. The app kept glitching, and I had to do so much just to get my money. And the customer service? Don't even get me started, it was a joke. Seriously, do yourself a favor and steer clear of this app if you don't wanna be pulling your hair out.


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    Quick cash access

    I gotta say, Earnin' has been the best cash advance service I've ever used. Whenever I needed some quick cash, they always came through for me without any issues. Even when my bank was acting up, their customer support was right on it, fixing things quickly. As long as you've got direct deposit and a steady paycheck, Earnin' is a solid choice for getting money fast.


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    Missing paycheck drama

    I am so fed up with how this service has been handling my situation. The app says my direct deposit went through, but my account is still showing zero. I've tried contacting them through chat multiple times, but all I get back are empty promises that they're looking into it. In the meantime, I've been hit with overdraft fees and my rent is late because of all this chaos. It's completely unacceptable. I'm not going to use their services again, and I highly recommend others to stay away. And to top it all off, they keep cutting off our chats with the promise that someone will reach out to me, which just adds insult to injury.


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    Cash advance app

    This app definitely isn't my top pick. There are two big issues that really need fixing - first, I wish I could choose my payment dates and second, I think the borrowing limit should increase based on my payment history. It's annoying that even though I've been paying on time for over a year, I can't change my payment dates or ask for more money.


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    Borrowed money

    Oh my gosh, this app is seriously the worst! They took more money from my account than I borrowed and won't give it back. And their customer service is terrible, just some text chatting with a robot or something. Gross, I'm never using this again, like ever! Just don't even bother with it!


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    Payday loan app

    I am really disappointed with the service provided by this company. I've used a few payday loan apps before and never had any problems, but my experience with Earnin has been a total nightmare. It feels like their rules are designed to only help them, without considering what's convenient for us, the customers. I've had enough of their unprofessionalism and lack of transparency, so I've made the decision to close my account and find another place to do business. It's really sad to see a company treating their customers with such disrespect.


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    Advance withdrawal issue

    I'm really upset with the service I got from this company. They took money from my account on a Wednesday, but I don't get paid until Friday. They said it was a holiday on "Black Friday," which isn't even a real holiday, and my bank was open that day. Because of this, my account went negative, and when I tried to get help, they said no. And to top it off, they just ended our chat while I was still trying to fix things.


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    Earnings issues

    I had a really bad time dealing with this service. At first, I was making a good amount of money every paycheck, but now they changed how they figure it out and I'm only getting a tiny bit of what I used to. Even though I'm still paying them regularly and working the same hours, my earnings have taken a big hit. And to make things worse, they're making it tough for me to pay off what I owe by making me do multiple withdrawals, which means they make money off of each one. Their customer service isn't helpful at all and I think this company might be a scam. I definitely suggest looking for another service instead of using this one.


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    Cash advance service

    It's really important to watch out for sneaky tricks from this company. They let you choose your tip amount, but then they sneakily add on an extra tip without telling you. That's not cool and definitely breaks customers' trust. We should definitely report them to the right people. I have proof of these shady transactions and I'm gonna make sure they're held responsible for being dishonest. Companies shouldn't be making money by tricking their customers like this - they need to face the consequences.


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    Money trouble

    This app keeps charging my account too early and it's causing a lot of issues for me. I tried reaching out to customer service but they were so rude and didn't solve anything. I even asked to speak with a manager but got totally ignored. If you're looking for a cash app, I recommend going with Dave instead!


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    Financial assistance

    After using the service for a bit with no problems, I ran into an issue where they said they lost connection with my bank. Even though I did everything they asked and gave them all the info they needed, I haven't been able to get the last advance I asked for in the last 6 weeks. The fact that they aren't being upfront and keep using the same excuse over and over again has been really irritating and annoying.


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