Earnin Reviews

: 15
13% Would buy here again

Most relevant positive review

  2024-01-26
Quick cash access
I gotta say, Earnin' has been the best cash advance service I've ever used. Whenever I ...Read on
O. Wunsch

Most relevant negative review

  2024-03-14
Missing paycheck drama
I am so fed up with how this service has been handling my situation. The app says my direct depos...Read on
Osinski

Review with most votes

  2023-02-02
A Game Changer for Financial M
I've been using Earnin for a few months now, and I have to say I'm pretty impressed. The app make...Read on
Jeramy Kuphal

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    A Game Changer for Financial Management

    I've been using Earnin for a few months now, and I have to say I'm pretty impressed. The app makes it incredibly easy to access the money I've earned before my official payday. No more stressing about unexpected expenses or waiting for my paycheck to clear.

    Earnin operates by keeping track of your hours worked through the GPS on your phone or by manual inputs. Then, you can choose to cash out an amount up to $100 a day or $500 a week based on the hours you've already worked. It's great to have the flexibility to choose what I need and when I need it. Plus, there's no interest or hidden fees, which is a huge relief.

    One of the things I appreciate most about Earnin is its commitment to financial wellness. The app provides resources and tools to help me budget, save, and track my spending, all in one place. And, if I ever have any questions or concerns, their customer support team is always available and responsive.

    All in all, I highly recommend Earnin to anyone looking for a better way to manage their finances. It's made a big difference in my own life, and I think it could do the same for you.


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    Quick cash access

    I gotta say, Earnin' has been the best cash advance service I've ever used. Whenever I needed some quick cash, they always came through for me without any issues. Even when my bank was acting up, their customer support was right on it, fixing things quickly. As long as you've got direct deposit and a steady paycheck, Earnin' is a solid choice for getting money fast.


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    Borrow money app

    I just wanna vent about this app I tried for some quick cash - it was a disaster! The whole thing was a hot mess. The app kept glitching, and I had to do so much just to get my money. And the customer service? Don't even get me started, it was a joke. Seriously, do yourself a favor and steer clear of this app if you don't wanna be pulling your hair out.


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    Missing paycheck drama

    I am so fed up with how this service has been handling my situation. The app says my direct deposit went through, but my account is still showing zero. I've tried contacting them through chat multiple times, but all I get back are empty promises that they're looking into it. In the meantime, I've been hit with overdraft fees and my rent is late because of all this chaos. It's completely unacceptable. I'm not going to use their services again, and I highly recommend others to stay away. And to top it all off, they keep cutting off our chats with the promise that someone will reach out to me, which just adds insult to injury.


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    Cash advance app

    This app definitely isn't my top pick. There are two big issues that really need fixing - first, I wish I could choose my payment dates and second, I think the borrowing limit should increase based on my payment history. It's annoying that even though I've been paying on time for over a year, I can't change my payment dates or ask for more money.


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    Payday loan app

    I am really disappointed with the service provided by this company. I've used a few payday loan apps before and never had any problems, but my experience with Earnin has been a total nightmare. It feels like their rules are designed to only help them, without considering what's convenient for us, the customers. I've had enough of their unprofessionalism and lack of transparency, so I've made the decision to close my account and find another place to do business. It's really sad to see a company treating their customers with such disrespect.


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    Advance withdrawal issue

    I'm really upset with the service I got from this company. They took money from my account on a Wednesday, but I don't get paid until Friday. They said it was a holiday on "Black Friday," which isn't even a real holiday, and my bank was open that day. Because of this, my account went negative, and when I tried to get help, they said no. And to top it off, they just ended our chat while I was still trying to fix things.


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    Earnings issues

    I had a really bad time dealing with this service. At first, I was making a good amount of money every paycheck, but now they changed how they figure it out and I'm only getting a tiny bit of what I used to. Even though I'm still paying them regularly and working the same hours, my earnings have taken a big hit. And to make things worse, they're making it tough for me to pay off what I owe by making me do multiple withdrawals, which means they make money off of each one. Their customer service isn't helpful at all and I think this company might be a scam. I definitely suggest looking for another service instead of using this one.


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    Cash advance service

    It's really important to watch out for sneaky tricks from this company. They let you choose your tip amount, but then they sneakily add on an extra tip without telling you. That's not cool and definitely breaks customers' trust. We should definitely report them to the right people. I have proof of these shady transactions and I'm gonna make sure they're held responsible for being dishonest. Companies shouldn't be making money by tricking their customers like this - they need to face the consequences.


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    Money trouble

    This app keeps charging my account too early and it's causing a lot of issues for me. I tried reaching out to customer service but they were so rude and didn't solve anything. I even asked to speak with a manager but got totally ignored. If you're looking for a cash app, I recommend going with Dave instead!


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    Financial assistance

    After using the service for a bit with no problems, I ran into an issue where they said they lost connection with my bank. Even though I did everything they asked and gave them all the info they needed, I haven't been able to get the last advance I asked for in the last 6 weeks. The fact that they aren't being upfront and keep using the same excuse over and over again has been really irritating and annoying.


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    Loan repayment rescheduling

    I recently asked if I could postpone my loan payment because I got paid later than usual. But, they told me they needed proof of my new job and hire details in order to do it. I didn't feel good about having to share such personal info just to change my payment date. It should've been an easier and less invasive process.


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    Payment app experience

    The payment app I tried was a total letdown. The customer service team didn't seem to know much about what they were doing, and I couldn't find the features they promised. And don't get me started on how the "Paycheck Router" feature wasn't even an option for Android users - major disappointment. On top of that, I made the mistake of choosing the early payment with the Earnin Card, but the funds were never right and couldn't be used like they said. Even though my job confirmed my payday, Earnin dropped the ball and didn't come through with the money on time. It just left me feeling frustrated and I had to end up cancelling my account.


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