Everyone in our country had one or many insurance policies on their name. Insurances are taken out to cover the expenses in case of unexpected costs, like for instance costs becausee of medical problems, costs because of a problem with your residence or costs because of an unexpected situation on the road. Some insurance policies are compulsory in our country, but there are also many insurance policies that you can take out if you want to. An example of a compulsory insurance company is the motor insurance for motor riders, but you are not obligated to take out a travel insurance or residence content insurance. Because taking out an insurance policy is very wise and lots of people find it very imoprtant, many people chose to take our\t not-obligatory insurance policies.
Different kind of insurances
There are many different kind of insurances. To give you a better view of the insurance policies that you can take out to protect yourself from high costs in unforeseen circumstances, the following paragraphs provide an overview of what kind of insurance policies you can take out by deviding them into different categories.
Insurances for your recidence
Insurances that you take out for your residence cover damage that is caused to your house. This can be damage by fire, but also damage by burglary. Some examples of insurances for your recidence are residence content insurance, glass insurance and home insurance. And if you’re living in a houseboat, you can take out a special houseboat insurance.
Insurances for you as a person
As a person you can also take out several insurances to protect yourself from high costs by unforeseen circumstances. Some personal insurance policies that you can take out in your name are life insurance, legal expences insurance, funeral insurance, student insurance, the liability insurance, health insurance, all-in-1 insurance and dental insurance. Every insurance has its own purpose and every insurance is taken out for different reasons.
Insurance for animals
Besides insurances for you as a person, you can also take our insurances for your pets. The most popular insurances for animals are the dog insurance and the cat insurance. Does your dog need an expensive medicine or does your cat need surgery, than this is often (partly) covered by the insurance.
Insurance for vehicles
When you are on the road with a specific vehicle there is always a chance that you have to deal with damage. This can be by your own mistake but also by the mistake of someone else or by a situation that you can do nothing about like a bad road. Take out an insurance for your vehicles than your insurance covers (most) of the damage to your vehicle or the vehicle of the other party. Some examples of insurances that can be taken out for vehicles are: car insurance, damage insurance, boat insurance, motorcycle insurance, indemnity insurance, camper insurance, caravan insurance, bicycle insurance, motor insurance, oldtimer insurance and yacht insurance.
Insurances for holidays and leisure time
You might not want to think about it, but also during your holiday or free time you might encounter situations that bring great costs. By taking out an insurance for your holiday or leisure time you can prevent having to pay igh costs. Some examples of insurances for holiday and free time are the travel insurance, cancellation insurance, winter sport insurance and water sport insurance.